Privacy Policy
Neo-banking Platform
This Privacy Policy ("Policy") provides information about how we, Onebanc Technology Private Limited, a company incorporated under the Companies Act, 2013 ("Company") collect, use, store, share, transfer and disclose your information/data (used interchangeably hereafter) when you use the mobile application called "OneBanc" that the Company has developed and operates.
OneBanc is a proprietary mobile application developed, operated and managed by OneBanc, whereby OneBanc brings the "Neo Banking Experience" for India's 150M+ young and emerging consumers. Neo Banking means a platform which delivers an intelligent banking experience in partnership with an ecosystem of traditional banking partner and non-traditional financial service providers on one platform, that is simple, engaging and contextual to the customer's financial life.
OneBanc is iOS, android, windows and mac mobile application with limited web enabled interface which will be referred to as "Application". The application when downloaded on your smartphones provides a user with a neo-banking platform ("Platform"). The Platform enables registered users in availing banking products and services from different banking and other financial services providers who partner with us ("Platform Services"). The Platform Services facilitates opening savings bank accounts, conducting banking transactions through the Platform, availing loan and overdraft facilities through our partners ("Partners").
Your privacy is important to us and appreciate your trust in us. In this Policy, references to "you", "your" or "user" shall mean the end user who accesses OneBanc and avails its Services. References to "we", "us" and "our" shall mean OneBanc.
PLEASE READ THIS ENTIRE POLICY CAREFULLY. BY REGISTERING OR ACCESSING OR USING OUR PLATFORM IN ANY WAY, YOU AGREE THAT YOUR INFORMATION MAY BE COLLECTED, USED, STORED, SHARED, TRANSFERRED AND DISCLOSED AS DESCRIBED IN THIS POLICY. IF YOU DO NOT AGREE TO ALL THE TERMS OF THIS POLICY, WE RECOMMEND THAT YOU DO NOT USE THE PLATFORM.
BY USING THE SERVICES OR BY OTHERWISE PROVIDING US WITH YOUR INFORMATION, YOU WILL BE DEEMED TO HAVE READ, UNDERSTOOD AND AGREED TO THE PRACTICES AND POLICIES OUTLINED IN THIS PRIVACY POLICY AND AGREE TO BE BOUND BY THIS PRIVACY POLICY. YOU HEREBY CONSENT TO OUR COLLECTION, USE, SHARING AND/OR DISCLOSURE OF YOUR INFORMATION AS DESCRIBED IN THIS PRIVACY POLICY. WE RESERVE THE RIGHT TO CHANGE, MODIFY, ADD OR DELETE PORTIONS OF THE TERMS OF THIS PRIVACY POLICY, AT OUR SOLE DISCRETION, AT ANY TIME. IF YOU DO NOT AGREE WITH THIS PRIVACY POLICY AT ANY TIME, DO NOT USE ANY OF THE SERVICES OR PROVIDE US WITH ANY OF YOUR INFORMATION. IF YOU USE THE SERVICES ON BEHALF OF SOMEONE ELSE OR AN ENTITY, YOU REPRESENT THAT YOU ARE AUTHORISED BY SUCH INDIVIDUAL OR ENTITY TO (I) ACCEPT THIS PRIVACY POLICY ON SUCH INDIVIDUAL'S OR ENTITY'S BEHALF, AND (II) CONSENT ON BEHALF OF SUCH INDIVIDUAL OR ENTITY TO OUR COLLECTION, USE AND DISCLOSURE OF SUCH INDIVIDUAL'S OR ENTITY'S INFORMATION AS DESCRIBED IN THIS PRIVACY POLICY